Get a payment that fits your life
Estimate a payment, then tell us about your situation. Our finance team will come back with real options.
- No credit score impact
- Trade-ins welcome
- Plain-language terms
How financing works here
Three steps from request to keys.
- 1
Tell us about you
Fill in the short request. It takes a couple of minutes and there is no obligation.
- 2
We shop your options
Our finance team reviews lender options and contacts you with what is available.
- 3
Choose and drive
Pick the offer you like, review the paperwork with us, then pick up your vehicle.
Why finance with us
Straightforward lending without the pressure.
No impact to your credit
Sending a request does not affect your credit score. A lender only runs a credit check when you choose to move forward.
Every credit story welcome
Great credit, new to Canada or rebuilding. Our finance team works with a range of lenders to find a fit.
Clear terms in writing
Rate, term, total cost of borrowing and fees laid out plainly before you sign anything.
Bank or dealer financing
Bring your own pre-approval or let us shop it. You pick the offer that suits you.
Flexible terms
Choose a term and payment schedule that works with your budget, and pay it down early if you like.
Trade-in friendly
Apply the value of your current vehicle as a down payment and lower what you finance.
Estimated payments are illustrative only: 6.99% APR, 72 months, $0 down, before taxes and fees. They are not an offer of credit.
Financing questions
Will applying hurt my credit score?
No. Sending a financing request to us does not affect your credit score. If you decide to proceed with a lender, they may run a formal credit check at that point and will tell you first.
What do I need to get started?
Your contact details, a rough idea of your income and the vehicle you are considering. We will ask for any documents later, only if you decide to proceed.
Can I finance with a trade-in?
Yes. Your trade-in value is applied as a down payment, which reduces the amount financed. Start with our trade-in page for an estimate.
Is the payment calculator a quote?
No. It is an illustration only. Real rates and terms depend on your credit profile, the vehicle and the lender.
Can I pay the loan off early?
Many loans allow early repayment. We will confirm the terms for your specific offer before you sign.
Prefer to talk it through? Call our finance team.
We will walk you through your options with no pressure and no jargon.